Personal Loan
If you’ve found something you love, and you just can’t wait to make it yours. Quick & easy Personal Loans can help. Whether you need a holiday, think your home could do with some renovations, or arranging a dream wedding for yourself or somebody special in the family. Now you need not postpone things on your bucket list. Posiitive Ally can help you get what you want sooner by ideal personal loan.
A personal loan is an all-purpose, unsecured type of loan. You can avail a personal loan for a number of reasons without having to provide any kind of collateral as security against it. A personal loan is a great way to get quick financial assistance in times of financial crunch. It is always better to get a personal loan instead of borrowing from family and friends.
Features & Benefits
- Easy application process
- You do not have to provide any collateral against them
- Minimal documentation is required to avail a personal loan.
- With multiple funding get your desired amount.
- Can be used as a consolidated repayment option for all your existing loans
- Exclusive offer on Personal Loan Balance Transfer.
- It is an excellent source of emergency funds
Who Can apply for Personal Loan?
- Salaried Employees
- Salaried doctors
- Employees of public and private limited companies
- Government sector employees including Public Sector Undertakings, Central and Local bodies
- Maximum age of 60 years at the time of maturity of the Personal Loan
- Minimum net monthly income – Rs. 15,000
EMI Calculator
You can use the EMI Calculator to calculate your monthly installments way before you apply for a loan and have a definite estimate of your monthly payments well in advance.
Documentation Required for Personal Loan
Following are the documents you would need to submit for all applicants / co-applicants for the loan approval
Salaried individual
| KYC – Applicant & Co-Applicant |
|---|
| Photograph of Applicant & Co-applicants |
| Identity proof of Applicant & Co-applicants |
| Address proof of Applicant & Co-applicants |
| Income Proof of Main Applicant ( PDF Format ) |
| Last 3 months Salary Slips |
| Form 16 with Part A & B |
| Bank Statement of that account in which last 6 salaries credited (updated 8 months statement in PDF format ) |
| Other Documents ( PDF Format ) |
| Current loan SOA if any |
| Ownership Proof if required* |
All documents to be self attested. The above list is indicative in nature and additional documents can be asked for.
For quick apply to send all documents in PDF format to our email info@positiveally.in
Reasons to Avail Personal Loan with Posiitive Ally
- Connected with top private and nationalized banks & NBFCs, which helps you to get market’s most attractive & affordable loan.
- Enjoy the hassle-free experience with minimal documentation, doorstep document pick up at your desired location.
- Provide pre-loan & post loan support with advisory services.
- Quick turnaround time and complete secure process.